Legislation has been prefiled for introduction in the South Carolina House that would prohibit auto insurers from considering whether an insured has filed auto glass claims when determining their automobile collision insurance rates.
Under present law, SC Code of Laws Section 38-77-280(B), if an insured has comprehensive coverage on their auto policy the deductible for glass coverage is waived. The proposed law would add a provision that prohibits insurance companies from considering whether the insured has filed auto glass claims in determining insurance rates.
Click here for the full text of HB 3408.
The legislation has been assigned to the House Committee on Labor, Commerce and Industry and will be considered when the South Carolina 2021 Legislative Session begins on January 12, 2021.